Why Choose the Loan Modification Department?

A loan modification re-structures the terms of your mortgage to make your payments more affordable. But while it’s certainly promising, a long-term loan modification can be hard to negotiate. That's where our law firm’s Loan Modification Department comes in.

The Loan Modification Department employs a competent team of Loss Mitigation Specialists, Mortgage Professionals, Real Estate Brokers, Appraisers, and our lead attorney Marc R. Tow. The team handles hundreds of loan modification and foreclosure prevention cases each month. You can trust us to negotiate aggressively until you get the loan modification you want.

Why Loan Modification?

Why Use a Loan Modification Attorney or Lawyer?

When it comes to loan modifications, lenders aren’t really willing to help unless you have legal representation. A loan modification attorney can help you get real results. Here’s how.

1. They know your needs. A loan modification attorney knows the right way to talk to banks. When we present your loan modification application, we’ll be armed with all the documents and the right negotiation techniques.

2. They get the best Loan Modification Settlements. Lenders will take you more seriously when you have a loan modification professional by your side. Because they can use legal information as leverage, loan modification firms can get much better offers than you can get on your own.

3. They have established connections. A good loan modification attorney has contacts with all of the major lenders. Combined with a good track record, this helps them more attractive offers, such as a lower interest rate or even principal balance reductions.

A loan modification is much like going to court: you can save your money and get a court-appointed lawyer, or you can invest in professional representation and get the best loan modification help. Mortgage modification won’t happen overnight, but if with a capable legal team, you can be sure you’re in good hands.

Mortgage Loan Modification

A good mortgage modification can allow you to stay in your home if it results in a payment package that is affordable for the long run. Many new mortgage loan modifications are re-defaulting within 6 months of receiving their new modified terms. This means that most modifications are not being modified to a degree that is affordable on an ongoing basis. This is mainly due to homeowners that do not have legal representation, and are unable to properly present their situation to their lenders in order to get an adequate loan modification. Our legal team fights to get you the best possible mortgage loan modification with a low monthly payment, affordable for the long term.

See our Beginners Guide to Mortgage Modification

Apply now for a Mortgage Loan Modification

Home Loan Modification

Fighting for a home loan modification is much like going to court. You may think you are saving money by representing yourself, or you can invest in professional representation and get the best results possible.  The home loan modification process can be complicated and time consuming, but with a capable loan modification attorney, legal team, and professional negotiators, you can be assured of a successful outcome.

Apply now for a Home Loan Modification

Loss Mitigation

Loss Mitigation is one of several processes designed to minimize the damage caused by defaulting mortgage loans. Often backed by an attorney or firm, it involves negotiations between the lender and the borrower that binds them to new, more manageable terms. These terms are aimed at preventing foreclosure and lessen the damage incurred by both parties.

More information on loss mitigation and your options

Bankruptcy Loan Modification

A new plan to help struggling homeowners to lower their mortgage payments through bankruptcy courts recently won House approval after reports revealed that foreclosures and past-due home loans hit a record 5.4 million this past year. A Bankruptcy Loan Modification allows bankruptcy judges the power to reduce the interest rates and principle on a home mortgage combined with other debts in chapter 13 Bankruptcy.